Resources

Research, tools, and insights for small business lenders

Explore free dashboards, download white papers, and see how lenders are using Lumos to predict credit risk and grow their portfolios.

Explore free dashboards, download white papers, and see how lenders are using Lumos to predict credit risk and grow their portfolios.

Lumos small business lending research resource
Stylized Lumos dashboard with a 2021-2025 bar chart, donut chart, and sliders

Lumos Launchpad

Free access to small business lending dashboards and research. Explore SBA performance data, default analysis, and portfolio risk insights.

Free access to small business lending dashboards and research. Explore SBA performance data, default analysis, and portfolio risk insights.

What's in the Launchpad?

Lumos Small Business Economic Index

12-month forecast of expected small business credit losses based on current economic conditions.

SBA Monthly Lending

SBA lending approval activity updated monthly, filterable by program and time period.

SBA 7(a) Lending

Analysis of the SBA 7(a) lending program based on publicly available data.

SBA 7(a) Acquisitions

SBA lending and default trends for business acquisitions since 2018.

SBA Lender Activity

SBA lending to majority women-owned businesses by lender, industry, and franchise.

Bank Key Summary Metrics

Bank metrics and quarterly trends from FFIEC Call Report and UBPR data.

White Papers & Reports

Download our latest research on small business credit risk.
Validating Lumos Prime+ article visual with a Prime+ scorecard showing a gauge score of 89 and credit risk metrics

Validating Lumos Prime+

Validation of Prime+ for use with conventional business loans

Validation of Prime+ for use with conventional business loans

Stylized Lumos Prime+ credit model report with a grouped blue bar chart over a dashed grid

SBA Default Analysis

Historical default trends across SBA loan portfolios.

Historical default trends across SBA loan portfolios.

Lumos report card showing a multi-segment donut chart breaking down loan quality, with a legend

Portfolio Risk Analysis

Framework for assessing concentration and migration risk.

Framework for assessing concentration and migration risk.

Lumos report cover titled Predictive Small Business Credit Performance with a multi-line credit trend chart

Predictive Small Business Credit Performance

How predictive models outperform traditional scoring.

How predictive models outperform traditional scoring.

person checking expenses on ther laptop

"Real time analytics and predictive models have helped us improve our Small Business lending
and reach more customers"

person checking expenses on ther laptop

"Real time analytics and predictive models have helped us improve our Small Business lending
and reach more customers"

Latest from The Lantern

Insights on small business lending, credit risk, and industry trends.

Ready to see Lumos in action?

Ready to see Lumos in action?

Book a 30-minute demo. No pressure, no sales pitch. Just a straightforward conversation about whether Lumos is right for you.

What To Expect:

Quick platform overview

Live demo with real loan examples

Discussion of your specific needs

Clear next steps

"The data and insights provided by Lumos have been instrumental in driving numerous policy changes within our organization."

VP, Senior Product Manager, US Bank