Welcome to the new LUMOS website
The Opportunity
Tailored lending and data services for business growth
Not every institution has the time or resources to analyze data internally. With decades of experience, we emphasize creative problem solving and deep analysis. We're here to clear away the cobwebs and help you fully leverage your data.
What You Gain
Decades of lending expertise without the full-time hire. We work alongside your team to solve specific challenges.
Empowering, data-backed insights for stronger strategic decisions
Deep insights into secondary market forecasting and valuations
Non-judgmental, customizable data solutions with transparent metrics
Expert-level financial analysis to close gaps and expand your portfolio
Capability to identify loan opportunities within our SBA database
Focus areas
Three disciplines, one goal: helping you lend smarter and grow faster.
Lending Strategy
Portfolio composition, market opportunity analysis, product design, risk appetite framework
Data & Analytics
Data quality assessment, system integration, reporting, predictive analytics roadmap
Risk Management
Model validation, portfolio stress testing, concentration risk, fair lending reviews
Key Benefits
We don't just give you recommendations. We help you execute.
Focus your energy on growing your institution
Stop combing through disparate data
Get expert guidance without hiring full-time staff
Implementation support through execution
Product At Scale
How solutions work together
Pre-Screening:
Business Report
Data Portal
to identify opportunities and pre-qualify prospects
Underwriting:
Prime
Business Report
to assess risk and make decisions
Portfolio Management:
Portfolio Insights
Data Portal
to monitor, track migration, identify problems early
Strategic Planning:
Advisory Services
for long-term growth
Use one solution or all five.
Lumos fits your workflow.
Implementation
Week 1-2:
Technical integration, user training, workflow design
Week 3-4:
Validation on your historical data, parallel processing, refinement
Go Live:
Full deployment with ongoing support
Average Implementation:
2-4 weeks
What To Expect:
Quick platform overview
Live demo with real loan examples
Discussion of your specific needs
Clear next steps
"The data and insights provided by Lumos have been instrumental in driving numerous policy changes within our organization."
VP, Senior Product Manager, US Bank