A New Strategic Partner: How a Partnership with Baker Hill Puts Predictive Credit Intelligence in More Hands that Matter

Lumos Technologies and Baker Hill have announced a partnership integrating Lumos' Prime+ predictive credit score into Baker Hill's SMB Digital Experience. This partnership gives community banks and credit unions access to predictive credit intelligence directly within the loan origination platform they already use.

The Lumos Prime+ integration gives Baker Hill customers a confident small business scoring model that enables faster application processing, sharper risk insight, and credit decisions grounded in a more complete data picture. The integration helps institutions identify more qualified borrowers, offer the right products, and drive portfolio growth with greater confidence.

As financial institutions expand their small business offerings, the need for speed and precision in decisioning has never been greater. Small businesses want lenders who understand their business and can make decisions at the speed of commerce. Traditional processes slow that down. Integrated decisioning tools like Prime+ give lenders a fuller borrower picture, faster — streamlining workflows and helping institutions meet customers where they are. For Baker Hill customers who leverage Prime+ in the application or qualification stage, that can mean small business loans can reach a decision in under a minute.

Much of our economy runs on local merchants who need banking partners committed to their success, and community banks and credit unions are best positioned to fill that role. As one of the most widely deployed loan origination platforms for community banks and credit unions, Baker Hill continues to strengthen solutions that lenders need for their mission. This new strategic partnership with Lumos Prime+ now expands the ability to help lenders provide capital for small businesses.

"We built Lumos to help lenders unlock the power of predictive analytics in small business lending," said Brett Caines, CEO, Lumos. "Combined with Baker Hill's digital lending capabilities, institutions can accelerate originations without compromising credit quality, reach more qualified borrowers and grow their portfolios with greater confidence."

Read more in the press release here.

About Baker Hill

Baker Hill is the leading provider of commercial lending technology for banks and credit unions across the United States, processing more than $7 billion in lending originations each month. For more information, visit www.bakerhill.com.

About Lumos Technologies

Lumos provides predictive credit intelligence and portfolio monitoring solutions for small business lending. Through its proprietary Prime+ score and data-driven analytics platform, Lumos helps financial institutions make more informed lending decisions, improve portfolio performance, and expand access to capital for small businesses.